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Estimate monthly EMI on a reducing-balance home loan, model optional pre-payments, and see how interest and fees compare to principal — then keep browsing rentals on RentBro.

Home Loan EMI Calculator

Loan amount (₹)1L — 5Cr
₹ 50,00,000
Tenure (years)230
10 years
Rate of interest (% p.a.)7% — 15%
9.00%

Pre-payment (optional)

Compared to loan start 2026-04 (first EMI month).

Your EMI per month

₹ 63,338

  • Total interest
    ₹ 11,18,991
  • Loan amount
    ₹ 50,00,000
  • Processing fees
    ₹ 25,000

Loan closes in 55 months with this EMI and your pre-payment schedule (reducing balance). For sanction letters, use your bank's official quote.

Indicative only — not financial advice. Banks apply spreads, insurance, legal charges, and daily rest rules that can change EMI and total interest.

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